Smartfina

Privacy Policy

Last updated: April 27, 2026

This Privacy Notice for Biswajeet Prasad Mohanty (doing business as SmartFina) ('we', 'us', or 'our'), describes how and why we might access, collect, store, use, and/or share ('process') your personal information when you use our services ('Services'), including when you:

  • Visit our website at https://smartfina.online or any website of ours that links to this Privacy Notice.
  • Download and use our mobile application, or any other application of ours that links to this Privacy Notice.
  • Interact with our AI-powered expense tracker via WhatsApp. When you do so, we collect and process the information you provide—such as photographs of receipts, text messages, and audio voice notes—in order to extract financial data, categorize your expenses, and update your personal dashboard. We do not require, collect, or store direct bank login credentials.
  • Engage with us in other related ways, including any marketing or events.

Questions or concerns? Reading this Privacy Notice will help you understand your privacy rights and choices. If you do not agree with our policies and practices, please do not use our Services. If you still have any questions or concerns, please contact us at smartfina.support@gmail.com.

1. WHAT INFORMATION DO WE COLLECT?

Personal information you disclose to us. We collect personal information that you voluntarily provide to us when you register on the Services, express an interest in obtaining information about us or our products and Services, or otherwise when you contact us. The personal information we collect may include: names, phone numbers, email addresses, usernames, contact preferences, and billing addresses.

Payment Data. We may collect data necessary to process your payment if you choose to make purchases. All payment data is handled and stored by Stripe. You may find their privacy notice link here: https://stripe.com/privacy.

2. HOW DO WE PROCESS YOUR INFORMATION?

We process your personal information for a variety of reasons, depending on how you interact with our Services, including: to facilitate account creation, deliver services, respond to user inquiries, send administrative information, fulfill and manage orders, protect our Services, and comply with our legal obligations.

3. WHEN AND WITH WHOM DO WE SHARE YOUR PERSONAL INFORMATION?

We may share your data with third-party vendors, service providers, contractors, or agents ('third parties') who perform services for us or on our behalf and require access to such information to do that work. The categories of third parties we may share personal information with include: Cloud Computing Services, Data Storage Service Providers, User Account Registration & Authentication Services, AI Platforms (e.g., OpenAI), Communication & Collaboration Tools, Payment Processors, and Website Hosting Service Providers.

4. DO WE USE COOKIES AND OTHER TRACKING TECHNOLOGIES?

We may use cookies and similar tracking technologies (like web beacons and pixels) to gather information when you interact with our Services to maintain security, prevent crashes, fix bugs, save your preferences, and assist with basic site functions.

5. DO WE OFFER ARTIFICIAL INTELLIGENCE-BASED PRODUCTS?

We offer products, features, or tools powered by artificial intelligence. We provide the AI Products through third-party service providers (e.g., OpenAI). Your input, output, and personal information will be shared with and processed by these AI Service Providers to enable your use of our AI Products.

6. HOW DO WE HANDLE YOUR SOCIAL LOGINS?

Our Services may offer you the ability to register and log in using your third-party social media account details. Where you choose to do this, we will receive certain profile information about you from your social media provider.

7. HOW LONG DO WE KEEP YOUR INFORMATION?

We will only keep your personal information for as long as it is necessary for the purposes set out in this Privacy Notice, unless a longer retention period is required or permitted by law. No purpose in this notice will require us keeping your personal information for longer than one (1) month past the termination of the user's account.

8. HOW DO WE KEEP YOUR INFORMATION SAFE?

We have implemented appropriate and reasonable technical and organizational security measures designed to protect the security of any personal information we process. However, no electronic transmission over the Internet can be guaranteed to be 100% secure.

9. DO WE COLLECT INFORMATION FROM MINORS?

We do not knowingly collect data from or market to children under 18 years of age. By using the Services, you represent that you are at least 18.

Smartfina is intended for users aged 18 and over. We do not knowingly collect personal information from anyone under 18. If you are under 18, please do not use this service.

10. WHAT ARE YOUR PRIVACY RIGHTS?

Depending on your region, you have rights that allow you greater access to and control over your personal information. You may review, change, or terminate your account at any time. You can withdraw your consent for processing at any time by contacting us.

11. HOW CAN YOU CONTACT US ABOUT THIS NOTICE?

If you have questions or comments about this notice, you may email us at smartfina.support@gmail.com or contact us by post at:

Biswajeet Prasad Mohanty
Hedvigsborgsgatan 31 LGH 1101
Borås, Västra Götaland 50447
Sweden

© 2026 SmartfinaBack to app →